Group Health Insurance
Available for Business and for Associations.
Group Health Insurance is available for businesses from 2 employees to unlimited number of employees. The term employee can also apply to the business owners or partners. The coverage provided to the employees and their families depends on the options chosen by the employer. It will cover some form of Extended Health. It may cover drug benefits and it may cover dental. Depending on the situation, life insurance and/or disability insurance may also be included.
Small Group - usually ranges from 3 to 10 employees although groups of 2 are possible.
Large Group - more than 10 employees.
Traditional Group - You can choose to include dental coverage or not include it. The amounts of coverage available differ by product.
Health Spending Account - A different type of group which is very popular and has some excellent benefits to both employer and employee.